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Conventional Fixed-Rate Mortgages

First American Bank & Trust is committed to helping you get into to that new home as soon as possible. Depending on your particular circumstances, a conventional fixed-rate mortgage may be ideal, especially if you have excellent credit and qualify  for a down payment as low as 5%. With a fixed-rate mortgage, there's no need to worry about rising rates since your monthly principal and interest payment remain the same for the life of the loan.

  • 15 & 30 year fixed rates available
  • Low to no closing costs
  • Local decision-making
  • Hands-on support
  • Assistance at every step
  • First-time homebuyer specials
  • Refinancing available
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Other easy options