Rewards Checking Account

The Rewards Checking Account pays a high level of interest on balances up to $25,000.99 with many additional features and no monthly service charges.


  • $50 minimum to open
  • No monthly service charge
  • High yield interest paid monthly if the following criteria are met:
    1. conduct 12 signature or PIN based debit card transactions that post during the statement cycle, and
    2. receive statement only via e-statement within online banking*


  • Up to $10.00 of non-First American fee reversals per month (ATM fees are refunded at the end of each month)**
  • Free online banking with bill pay
  • Access to FinanceWorks personal financial management tool
  • 24/7 automated phone access line
  • Free Notary Service
  • Free will review
  • Unlimited check writing capabilities
  • FDIC insured to the maximum allowed by law

*A higher interest rate will be paid on the balances between one penny and $25,000.99 each statement cycle if account requirements are met. A lower interest rate will be paid on all amounts above $25,000.99 each statement cycle. If you do not meet the account requirements per statement cycle, your account will still function as a free checking account earning the lower interest rate.

**First American does not charge a fee to its customers to use another company's Automated Teller Machine (ATM). First American will automatically reverse up to $10.00 in fees charged by non-First American ATM owners each statement cycle. ATM fees are refunded at the end of each month.

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