Advantage Checking Account

The Advantage Checking account is specifically tailored for employees of businesses who maintain an account with First American Bank & Trust. Open this checking account and begin earning a high level of interest* on the first $25,000.99 and pay zero monthly service charges.


  • $50 minimum to open
  • No monthly service charge


  • Up to $10.00 of non-First American fee reversals per month (ATM fees are refunded at the end of each month)**
  • Free online banking with bill pay
  • Access to FinanceWorks personal financial management tool
  • Choice of paper statements or E-Statements
  • 24/7 automated phone access line
  • Free Notary Service
  • Free will review
  • Unlimited check writing capabilities
  • FDIC insured to the maximum allowed by law

* A higher rate will be paid on balances between one penny and $25,000.99 each statement cycle. A lower interest rate will be paid on all amounts above $25,000.99 each statement cycle.

**First American does not charge a fee to its customers to use another company's Automated Teller Machine (ATM). First American will automatically reverse up to $10.00 in fees charged by non-First American ATM owners each statement cycle. ATM fees are refunded at the end of each month.

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