ONLINE BANKING

E-STATEMENTS

BUSINESS ONLINE BANKING

Account Type Comparison

Account Descriptions FAB Business Checking FAB Choice Business Checking FAB Commercial Analysis FAB Community Business Interest Checking
Best Suited For Small to mid size businesses typically have less than 500 transactional items, and fluctuating account balances Mid size businesses that maintain higher balances have less than 500 combined items processed, who want to add TM services to their business online banking solution--includes a choice of a free TM fraud tool Businesses requiring high transaction activity and Treasury Management Business Solutions Non-profits that typically have less than 150 combined items processed and who want to earn interest
Minimum Opening Deposit $50 $50 $50 $50
Monthly Service Fee $10 $35 For accounts with 500+ transactions contact an FABT Treasury Management Specialist $5
With e-statements monthly Service Fee reduced to: $5 $30 $0
Monthly Service Fee waived with the following: $1,000
minimum daily balance
or
use your FAB Business debit card 15 times per statement cycle6
$35,000
minimum daily balance in FAB business Choice Checking Accounts
or
use your FAB Business debit card 15 times per statement cycle6
$1,000
minimum daily balance
or
use your FAB Business debit card 15 times per statement cycle6
First Month Monthly Service Charge Waived Waived Waived
Combined Items Processed Fee Unlimited Unlimited 1507
First Business Check Order Discounted 10% Yes Yes Yes
TM Users have a choice of free Check Positive Pay or ACH Debit Block & Filter1 No  Yes No 
Basic Business Online Banking including Mobile access & Bill Pay3 Yes Yes Yes
Business Mobile Deposit2 Yes Yes Yes
Business Debit Card Yes Yes Yes
Bank at Work Advantage Ckg Yes Yes Yes
Business Credit Card4 Yes Yes Yes
Merchant Services5 Yes Yes Yes
Notary Services Yes Yes Yes
24/7 Automated Phone Access Line Yes Yes Yes
Earns Interest No  No  Yes
  1. For access to TM $10 fee applies
  2. Mobile Deposit-subject to approval, limit restrictions apply.
  3. Bill Pay -Additional fees apply for payroll services.
  4. Credit Card subject to credit approval.
  5. Merchant Services subject to credit approval, additional fees apply.
  6. Transactions must post and settle during statement cycle.
  7. Excess combined item fee is $0.30 per item.

First American Bank and Trust offers a variety of Treasury Management services designed to manage and secure accounts while gaining your most beneficial cash position. Contact Treasury Management Specialist for more information.