Savings Account

Manage your money with ease with a savings account from First American Bank & Trust. This account is designed for the customer who wants to earn competitive interest and avoid monthly service charges while making a limited number of withdrawals.


  • $50 minimum to open
  • Interest paid quarterly based on market rates
  • $50 collected daily balance required to avoid $6.00 quarterly service charge
  • Limit of six debit transactions per statement cycle (quarterly)*


  • Free online banking with bill pay
  • Access to FinanceWorks personal financial management tool
  • Choice of paper statements or E-Statements
  • 24/7 automated phone access line
  • Free Notary Service
  • FDIC insured to the maximum allowed by law

*There is a $2.00 service charge for each debit transaction in excess of six per statement cycle (quarterly).

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