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Adjustable Rate Mortgages (ARMs)

An adjustable-rate mortgage can be an attractive option, especially for those planning not to be in their home for many years. Generally, these loans offer a lower rate than a fixed-rate loan for the first five to seven years of your term. After that, your rate will change–either up or down–with the market.

  • Lower initial monthly payments
  • Flexible terms
  • Caps on rate increases
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Other easy options